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Redian Software
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Budgets, tracked in real time

Track departmental and project budgets live with approval workflows, variance analytics and overrun alerts — built for CFOs and finance controllers.

CMMI Level 3 Appraised ISO Certified 200+ enterprises 5 regional hubs 9+ years of BFSI
Outcomes our customers see

The numbers we move.

Production benchmarks from real deployments — not vendor brochures.

  • 50%

    Faster budget cycles

    From 10-12 weeks to 4-6 weeks end to end

  • Real-time

    Variance visibility

    Commitments and actuals hit dashboards within minutes

  • 5 levels

    Approval workflows

    Configurable matrix by amount, entity and cost centre

  • 13-month

    Rolling forecasts

    Re-baseline mid-cycle without rebuilding the model

What's in the platform

Capabilities, end to end.

A complete module list — designed to remove the gaps where vendor platforms typically leave you in spreadsheets.

  • 01

    Top-down and bottom-up budgeting

    Configurable templates by department, project or GL. Finance consolidates submissions in a single click with full audit trail.

  • 02

    Driver-based forecasting

    Model revenue and cost off real business drivers — headcount, units, ASP, occupancy. Re-forecast without breaking the model.

  • 03

    Real-time variance alerts

    Threshold-based notifications by email, Slack or Teams the moment a department crosses a guardrail.

  • 04

    Multi-level approval workflows

    Up to five approval tiers with delegation, escalation and full audit log mapped to your delegation of authority.

  • 05

    Multi-entity, multi-currency

    Consolidate across entities with FX revaluation, intercompany eliminations and statutory or management views.

  • 06

    Board-ready reporting packs

    One-click export to PDF and Excel in your branding. Drill from any number back to the underlying transaction.

Who deploys this

Built for the operating environments we know best.

We've shipped this platform across the most common patterns — find the closest fit to your operating model.

  • CFOs and finance directors

    Single source of truth for budgets, forecasts and variance across the group.

  • FP&A teams

    Drop spreadsheet wrangling and spend cycle time on insight and scenario modelling instead.

  • Department and cost-centre owners

    Submit budgets, track spend against plan and approve in workflow without chasing finance.

  • Project and programme managers

    Track capex and project budgets with commitment accounting against PO and milestone burn.

  • Banks, NBFCs and insurers

    Audit-ready budget controls aligned to internal capital and risk appetite frameworks.

  • Multi-entity groups

    Consolidate subsidiaries across geographies with multi-currency and intercompany handling built in.

Implementation

How a rollout unfolds.

Phased, milestone-driven, with parallel-run safety nets where regulators require them.

  1. 01Weeks 1-2

    Discovery and chart of accounts mapping

    Workshops with finance to map GL, cost centres, dimensions and the delegation of authority. Output is a signed configuration blueprint.

  2. 02Weeks 3-5

    Configuration and template build

    Budget templates, approval workflows, driver models and variance thresholds configured against the blueprint and signed off by finance.

  3. 03Weeks 5-7

    ERP and source-system integration

    Connect Tally, NetSuite, SAP, Dynamics or Zoho Books via API or scheduled sync. Three years of history loaded for trend baselines.

  4. 04Weeks 7-9

    UAT and parallel run

    Finance and department heads run a budget cycle in BudgetIQ alongside the existing process. Defects logged, fixed and re-tested.

  5. 05Weeks 9-11

    Training and go-live

    Super-user and end-user training delivered live and recorded. Cut-over to BudgetIQ as the system of record with hypercare on standby.

  6. 06Weeks 12+

    Hypercare and optimisation

    Four weeks of hypercare followed by quarterly business reviews to tune drivers, dashboards and approval chains as the business evolves.

Solution overview

In depth — how this platform runs.

The long-form view of capability, architecture and deployment model.

Finance teams' early-warning system

BudgetIQ replaces version-controlled spreadsheets with a single source of truth for departmental and project budgets. CFOs and FP&A leads get real-time variance, multi-level approvals, and forecast-vs-actuals that update the moment a PO is raised or an invoice clears.

What it does

BudgetIQ ingests your chart of accounts and cost centres, then sits on top of your ERP, accounting and procurement systems to track every committed and actual rupee, dollar or shilling against plan. Department heads submit budgets through configurable templates, finance consolidates in one click, and variance alerts fire before overruns become quarter-end surprises. Driver-based forecasting lets you re-baseline mid-cycle without rebuilding the model.

Where it fits

BudgetIQ is built for mid-market and enterprise finance teams running annual operating plans across 10–500 cost centres. It plugs into Tally, Zoho Books, SAP, Oracle NetSuite, QuickBooks, Microsoft Dynamics and most accounting stacks via API or scheduled sync. Project-based teams use it for capex tracking; shared-services teams use it for intercompany allocations and rolling forecasts. It complements our broader CRM and ERP implementation and custom software development practices.

Core capabilities

  • Top-down and bottom-up budgeting with workflow approvals up to five levels
  • Driver-based forecasting (headcount × loaded cost, units × ASP, etc.)
  • Real-time variance dashboards by department, GL, project, region or any custom dimension
  • Commitment accounting — purchase orders eat the budget the moment they are raised
  • Multi-currency, multi-entity consolidation with FX revaluation
  • Rolling 13-month forecasts, scenario planning (best / base / worst) and what-if modelling
  • Board-ready packs exported to PDF and Excel in your branding

Why Redian

We have built finance and risk platforms for banks, insurers and enterprises across the BFSI sector since 2016, and our AI and ML team layers anomaly detection on top of variance data so finance sees the outliers it would otherwise miss. CMMI Level 3 delivery discipline means budget data is reconciled, auditable and SOX-defensible from day one. See similar platform work in our case studies.

Outcomes our customers report

Customers move from quarterly board packs assembled over five days of late nights to live dashboards the CFO opens on her phone. Variance investigations that used to take a week of email threads close in hours because the drill-down from a red number to the underlying invoice is two clicks. Budget cycle time shrinks from 10–12 weeks to 4–6 weeks once the templates and approval chains are in production.

Working with Redian

A typical BudgetIQ rollout takes 10–14 weeks from kickoff to first live month-end. We start by mapping your chart of accounts, cost centres and approval matrix, then configure templates, connect source systems and migrate three years of history for trend baselines. Finance leads are trained as super-users and given control of templates and dimensions so the platform evolves with your business — no consultant required for routine changes.

Security and compliance

BudgetIQ is hosted on AWS or Azure in your region of choice, with SOC 2-aligned controls, role-based access down to GL and cost-centre level, full audit trails on every edit and approval, and SSO via Okta, Azure AD or Google Workspace. Encryption is AES-256 at rest and TLS 1.3 in transit. Data residency options cover India, UAE, UK, EU, US and Kenya.

Pricing model

BudgetIQ is licensed per named user per month with volume tiers. Implementation is fixed-fee against a signed scope, and we offer a 60-day pilot for one business unit so finance can prove the value before company-wide rollout. Annual support, enhancements and a dedicated customer success manager are included from year two.

Talk to us

Book a 30-minute discovery call and we will walk through your current budget process, show BudgetIQ against your numbers, and send back a sized proposal within five working days. Start at /contact or browse delivery proof points in our case studies.

Why Redian

What makes this platform different.

Independent reasons clients pick us over incumbents and over generic global platforms.

  • CMMI Level 3 delivery discipline

    Documented requirements, traceable test cases and signed change control. Your finance data is reconciled and audit-defensible from day one.

  • Built for regulated finance

    We deliver core banking, KYC and risk platforms across BFSI. BudgetIQ inherits the same control rigour, audit trails and segregation of duties.

  • AI-enhanced variance detection

    Our AI and ML team layers anomaly detection on variance data so finance sees outliers and seasonality breaks it would otherwise miss.

  • Global delivery, local presence

    Hubs in Noida, Nairobi, Dubai, London and New York mean implementation, training and support in your timezone and your currency.

Tech & integrations

What the platform talks to.

Open APIs, standard integrations, configurable from day one.

  • Java
  • Spring Boot
  • Python
  • FastAPI
  • React
  • TypeScript
  • Next.js
  • PostgreSQL
  • Redis
  • Apache Kafka
  • AWS
  • Azure
  • Docker
  • Kubernetes
  • Terraform
  • Power BI
  • Tableau
  • Apache Superset
  • Tally Connector
  • Zoho Books API
  • SAP RFC
  • Oracle NetSuite SuiteTalk
  • QuickBooks API
  • Microsoft Dynamics 365
  • Okta
  • Azure AD
  • SendGrid
  • Slack API
  • Microsoft Teams API
  • Pandas
Proof from production

A deployment that mirrors your use-case.

Real customer · real numbers · real go-live. Most of our work is under NDA — this is one we can share publicly.

Staffing & RecruitingEast Africa (Kenya, Uganda, Tanzania, Rwanda, South Sudan)

Zoho One Implementation for Q-Sourcing Servtec — unifying HR & Finance across East Africa

Client · Q-Sourcing Servtec

Timeline · Multi-country phased rollout

  • 5,000+

    Employee profiles on one platform

  • 5

    Countries unified

  • 1

    Day to close monthly payroll (from days of reconciliation)

A leading HR solutions provider implemented Zoho One to unify disparate systems across five East African countries, eliminating data silos for an organisation managing 5,000+ employee profiles.

Tech stack

Zoho OneZoho RecruitZoho PeopleZoho ConnectZoho BooksZoho CreatorRedian Zoho Payroll
Frequently asked questions

Everything you wanted to ask before the demo.

Don't see your question? Ask us directly →

How does BudgetIQ connect to our existing ERP or accounting system?

We ship pre-built connectors for Tally, Zoho Books, SAP, Oracle NetSuite, QuickBooks and Microsoft Dynamics. For anything else we build a custom integration over REST or scheduled file sync, typically in 2-3 weeks. Data sync runs as often as every 15 minutes.

Can BudgetIQ handle multiple legal entities and currencies?

Yes. Each entity maintains its own chart of accounts and functional currency, and the platform consolidates with FX revaluation and intercompany eliminations. Reports can be viewed in functional, group or any user-selected reporting currency.

How granular is the access control?

Role-based access goes down to GL, cost centre, project and dimension level. A regional head sees only their region, a department head sees only their cost centres, and finance sees the group. Every view and edit is logged for audit.

How long does a typical implementation take?

10-14 weeks from kickoff to live month-end for a standard rollout covering one entity and up to 50 cost centres. Multi-entity groups or heavy ERP integration can extend to 16-20 weeks. We work to a fixed-fee scope with milestone billing.

Is BudgetIQ available on our cloud or only as SaaS?

Both. SaaS is the default and is hosted on AWS or Azure in your region of choice. Customers with data-residency or security mandates can deploy BudgetIQ in their own AWS, Azure or private-cloud tenant. Pricing and support model is identical.

What does pricing look like?

Per named user per month with volume tiers and an annual commitment. Implementation is fixed-fee against signed scope. We offer a 60-day paid pilot for one business unit so finance can validate the platform on real data before committing to a group-wide rollout.

Can finance change templates and approval chains without calling Redian?

Yes. Templates, dimensions, drivers, approval matrices and variance thresholds are all configurable by a trained finance super-user through the admin console. We only get involved for new integrations or major workflow redesigns.

Still figuring it out? Tell us your operating environment and we'll send a tailored architecture and pricing within one business day.

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See it live

Ready for a tailored BudgetIQ walkthrough?

Tell us your regulator, your incumbent system and the outcome — we'll send a demo plan and pricing within one business day.