AML is where banks get fined hardest. The regulator does not care that your screening vendor missed a sanctions update, that your transaction monitor was configured by the previous CCO, or that your case-management workbench is a screen-grab of a database table. Redian Software builds AML platforms engineered for the audit — configurable scenarios, defensible alerts and complete audit trails. CMMI Level 3 Appraised, ISO 27001 and 9001 certified, with nine years of BFSI delivery across 200+ enterprises from Noida, Nairobi, Dubai, London and New York.
What we deliver
- Real-time transaction monitoring — configurable scenarios (structuring, smurfing, layering, velocity, geography, dormancy reactivation). Behavioural baselining per customer segment.
- Sanctions and PEP screening — OFAC SDN, UN Consolidated, EU, HMT, OFSI and country-specific lists. Daily list updates. Fuzzy matching with configurable thresholds.
- CDD and EDD workflows — onboarding due diligence, periodic refresh, enhanced due diligence for high-risk segments.
- Case management workbench — single-pane investigator console with timeline view, document attachments, escalation and MLRO sign-off.
- SAR and STR filing — regulator-format reports for FIU-IND, FINTRAC, FinCEN, FCA NCA, FRC Kenya and equivalents.
- Adverse media screening — third-party feeds with configurable categories and relevance scoring.
- Audit trail — every alert, disposition and override timestamped and operator-tagged.
Who we build this for
- Commercial banks under RBI, CBK, CBUAE, FCA, CBN or BCEAO oversight
- Microfinance institutions and SACCOs with rapid onboarding needing right-sized AML
- NBFCs and digital lenders subject to AML regulation
- Cross-border banking groups needing one platform, multiple regulator profiles
- Payment processors and card issuers under AML/CFT obligations
- Insurance carriers with AML obligations on life and investment products
Our approach
AML policy review — current-state assessment, scenario inventory, regulator-gap analysis, written remediation plan. Platform configuration — scenario configuration, screening-list selection, CDD/EDD workflows, case management setup, SAR templates. Data integration — customer, account and transaction feeds from the core via real-time API, Kafka or batch file. Historical backload for baselining. Tuning and UAT — live-data scenario tuning, false-positive analysis, analyst workbench training. Go-live — production deployment with named senior engineers on call, daily standups with the AML team for the first month. Tuning cycle — quarterly scenario review, regulator-update absorption, list licensing renewal. Timeline committed at end of Discovery, in writing.
Why Redian for AML
- Regulator-audit ready — held up under RBI, CBK, FCA and CBUAE inspection.
- Tuned for low false-positive rate — feedback-loop workflow typically reduces false positives by 40–60% within the first six months.
- Multi-regulator from one platform — one deployment, multiple regulator profiles for cross-border groups.
- Investigator-workflow first — single-pane workbench designed with real analysts, not database tables in a UI.
- CMMI Level 3 Appraised, ISO 27001 and 9001 — governed process and evidence.
- Standalone or integrated with our core banking — either deployment model, no vendor lock-in.
- Multi-region delivery — Noida, Nairobi, Dubai, London and New York.
Where we have delivered
AML programmes for banks, NBFCs, MFIs, SACCOs and insurers across India, Kenya, UAE, UK, USA, Canada and Australia, with additional programmes in Nigeria, Ghana, Tanzania, Uganda, Ethiopia, Rwanda, Cameroon, South Africa and Saudi Arabia. Reference deliveries include SuiteCRM KYC and AML tooling for an investment bank.
Working with Redian
Send us the current AML stack, the regulator and the pain (false-positive rate, list update lag, SAR turnaround). A senior BFSI consultant responds inside one business day with a written first read and a phased proposal. NDAs signed on request. Start at /contact or read our banking practice and BFSI case studies.
