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Redian Software
Insurance solution

Insurance broker management — from policy to profit

End-to-end insurance broker management system: quote & bind, policy administration, claims handling, commissions and accounting for general and life brokers across multiple regions.

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CMMI Level 3 Appraised ISO Certified 200+ enterprises 5 regional hubs 9+ years of BFSI
Outcomes our customers see

The numbers we move.

Production benchmarks from real deployments — not vendor brochures.

  • 6 sprints

    Live in production

    From shaping to first bound policy in twelve weeks

  • 40+

    Insurer integrations

    Pre-built connectors for quoting, binding and claims data

  • 3×

    Faster quote-to-bind

    Side-by-side comparison and instant binding workflows

  • 100%

    Commission reconciliation

    Statement matching across producers, sub-brokers and insurers

What's in the platform

Capabilities, end to end.

A complete module list — designed to remove the gaps where vendor platforms typically leave you in spreadsheets.

  • 01

    Multi-insurer quote & bind

    Comparative quoting against multiple carriers with rater overrides, eligibility rules and one-click binding. Supports general, life and health product lines with proposer journeys on web and mobile.

  • 02

    Policy administration

    Endorsements, renewals, mid-term adjustments, cancellations and lapses managed against carrier rules. Automated renewal pipelines with retention scoring and producer task lists.

  • 03

    Claims handling

    First notice of loss intake, document upload, surveyor allocation and status tracking with carrier-side claim ID sync. SLA timers and customer notifications keep claimants and underwriters aligned.

  • 04

    Commissions & accounting

    Multi-tier broker, sub-broker and producer hierarchies with slab-based commission, override and bonus computation. Insurer statement reconciliation, premium receivables and trust accounting baked in.

  • 05

    Compliance & KYC

    Sanctions screening, PEP checks, customer due diligence and policy-level audit trails. Regulator reporting templates pre-built for IRDAI, FCA, CBK and CBUAE markets.

  • 06

    Producer & customer apps

    Branded producer apps for field quoting and customer apps for policy access, premium payment and claim intake. Offline quote capture supported for last-mile agents in African markets.

Who deploys this

Built for the operating environments we know best.

We've shipped this platform across the most common patterns — find the closest fit to your operating model.

  • General insurance brokers

    Mid-to-large commercial and retail brokers placing motor, property, marine, liability and SME lines across multiple carriers.

  • Life & health brokers

    Life, group health and employee benefits intermediaries managing individual proposals, group schemes and ongoing servicing.

  • Bancassurance channels

    Bank-owned insurance subsidiaries and tied agency networks selling carrier products through branch and digital channels.

  • MGAs and coverholders

    Managing general agents and Lloyd's coverholders binding on delegated authority with bordereaux reporting obligations.

  • Aggregators & marketplaces

    Digital comparison platforms across India, East Africa and the Gulf running real-time multi-carrier quote and purchase journeys.

  • Captive & corporate brokers

    Risk advisory and corporate broking arms placing complex commercial programmes with layered and co-insurance structures.

Implementation

How a rollout unfolds.

Phased, milestone-driven, with parallel-run safety nets where regulators require them.

  1. 01Weeks 1-3

    Discovery & shaping

    Workshops on product lines, carrier panel, commission grids and regulator scope. Output is a configuration blueprint and integration map.

  2. 02Weeks 4-7

    Configuration & branding

    Configure products, rating tables, document templates and commission rules. Brand producer and customer journeys for web and mobile.

  3. 03Weeks 6-12

    Carrier & payment integrations

    Wire up insurer APIs for quote, bind and claims, plus KYC, payment gateways and SMS/email. Reconciliation feeds and bordereaux templates are tested.

  4. 04Weeks 10-14

    UAT & parallel run

    Business UAT with live producer cohort, parallel commission run against existing spreadsheets, and regulator reporting dry runs.

  5. 05Weeks 14-16

    Go-live & cutover

    Phased rollout by branch or product line with data migration of in-force book. Hypercare support team on the floor for two cycles.

  6. 06Month 4+

    Optimisation & expansion

    Add new carriers, products or regions, layer in analytics dashboards and renewal automation. Quarterly release train under managed services.

Solution overview

In depth — how this platform runs.

The long-form view of capability, architecture and deployment model.

A platform for the broker business

Brokers live between insurers and customers. We've built the broker management platform that respects that complexity — quoting, binding, servicing, commissions and accounting in one system, deployed across multiple regions for general and life insurance brokers.

What's in the platform

  • Quote & bind — multi-insurer quoting, side-by-side comparison, instant binding
  • Policy administration — endorsements, renewals, mid-term adjustments, lapses
  • Claims handling — first notice of loss, document upload, claims tracking
  • Commissions & accounting — broker, sub-broker and producer hierarchies; reconciliation with insurers
  • Compliance — KYC, sanctions, regulator reporting (IRDAI, FCA, CBK, CBUAE-ready)

How it deploys

Multi-region · multi-currency · multi-carrier. SaaS or single-tenant. Mobile and web front-ends. Integration with insurers, payment gateways and KYC providers.

Why Redian

What makes this platform different.

Independent reasons clients pick us over incumbents and over generic global platforms.

  • Insurance domain specialists

    We've delivered broker, aggregator, PAS and reinsurance platforms across India, Kenya, the UK and the Gulf — not a generic CRM rebranded as insurance.

  • Multi-region, multi-regulator

    One codebase handles IRDAI, FCA, CBK and CBUAE filing formats, multi-currency premiums and language-localised producer journeys.

  • Carrier integration library

    Pre-built connectors and a normalised quote/bind schema shorten time-to-revenue for every new insurer added to your panel.

  • Outcome-priced engagements

    CMMI Level 3 delivery with fixed-price scopes for the first go-live, then a predictable managed-services run rate — no surprise change orders.

Tech & integrations

What the platform talks to.

Open APIs, standard integrations, configurable from day one.

  • Java
  • Spring Boot
  • TypeScript
  • React
  • Node.js
  • Python
  • PostgreSQL
  • MongoDB
  • Redis
  • Oracle
  • AWS
  • Azure
  • Docker
  • Kubernetes
  • NGINX
  • Kafka
  • Elasticsearch
  • Twilio
  • M-Pesa
  • RazorPay
  • Stripe
  • Flutter
  • React Native
  • Keycloak
  • Power BI
  • Figma
Proof from production

A deployment that mirrors your use-case.

Real customer · real numbers · real go-live. Most of our work is under NDA — this is one we can share publicly.

InsuranceKenya

Insurance Distribution Platform for Kenya-based InsureMe

Client · InsureMe

  • Live

    Multi-insurer aggregator

  • M-Pesa

    Secure payment + Lipa PolePole

  • Real-time

    Policy generation

InsureMe — Kenya's digital insurance aggregator — runs on a Redian-built platform comparing policies across insurers, processing M-Pesa payments and issuing policies in real time with NTSA/KRA verification.

Tech stack

AngularNode.jsMySQL
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Frequently asked questions

Everything you wanted to ask before the demo.

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Can the platform handle both general and life insurance products?

Yes. The product engine supports motor, property, marine, liability, SME, life, group health and employee benefits in the same installation. Each product line has its own rating, document templates, commission structure and claims workflow, so a composite broker runs everything from one system.

How does multi-insurer quoting actually work?

We integrate directly with carrier quote APIs where available and use configurable raters where not. Producers see normalised, side-by-side comparisons across price, cover and exclusions, then bind in one click. We currently have 40+ pre-built insurer integrations across India, East Africa, the UK and the Gulf.

Which regulators does the system support out of the box?

Reporting templates ship for IRDAI (India), FCA (UK), CBK and IRA (Kenya), CBUAE (UAE) and several other African regulators. Audit trails, KYC, sanctions screening and trust accounting are designed regulator-first, and new jurisdictions are typically added in a 3-4 week configuration sprint.

How are commissions, overrides and sub-broker payouts handled?

You configure hierarchies of broker, sub-broker, producer and team-lead, each with slab-based commission, override and bonus rules. The system reconciles carrier statements line by line, flags variances, computes net payouts and produces statements for each producer — replacing the spreadsheets most brokers run today.

Is the platform deployed as SaaS or single-tenant?

Both. We offer multi-tenant SaaS for brokers and aggregators who want fast time-to-value, and single-tenant private cloud or on-premise installations for larger brokers with data-residency or carrier-mandated isolation requirements.

How long does a typical broker go-live take?

Six sprints — roughly twelve weeks — from kick-off to first bound policy for a standard general or life broker scope with two to three carrier integrations. Larger composite brokers with heavy migration of in-force books typically reach full cutover in five to seven months.

Can our producers work offline in the field?

Yes. The producer mobile app supports offline quote capture, proposal forms and document upload, syncing back to the platform when connectivity returns. This is widely used by our agency-led broker clients in East and West Africa.

Still figuring it out? Tell us your operating environment and we'll send a tailored architecture and pricing within one business day.

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